Companies that specialize in structured settlements buy a structured settlement’s future payments and give a lump amount in return.
“Companies That Buy Structured Settlements”
Knowing your rights and options will help you get the most out of your settlement cash.
After filing a personal injury lawsuit, individuals can benefit from structured settlements because they receive regular tax-free payments.
However, if there are any immediate financial needs or investment opportunities,
it may be a good idea to sell those future periodic payments for a lump sum.
For a fair price, selecting the best structured settlement buyer is crucial
Best Companies That Buy Structured Settlements
1.Annuity Transfers
A structured settlement business with its main office in Plano, Texas, is called Annuity Transfers.
The collective experience of the staff at Annuity Transfers in the structured settlement market exceeds 40 years.
They pledge to fully describe the advantages and disadvantages of a transaction, as well as the state regulations that apply to such sales in the customers’ state, and refrain from using high-pressure sales techniques.
Free online quotation request: Annuity offers a quick and easy online quote request. Visit their website, select “Request a Quote,” and they will get in touch with you within four business days.
Helpful FAQ: The Annuity Transfers website includes a useful frequently asked questions page with details on how the present value and discount rate for your settlement are computed as well as what kinds of payments they buy.
Direct-funded: As a capitalized financial services provider, Annuity Transfers is direct-funded. They don’t need to utilize a broker, and they can buy structured payments right away with the money they have on hand.
Reputation: Annuity takes pride in having a very low denial rate for the purchase of structured payments.
Even though some denials are expected, a low denial rate can signify a professional organization that is dedicated to safe financial transactions for customers.
No commission sales: Annuity does not use commission-only salesmen. Less pressure when shopping can result from this.
2.RSL Funding
RSL Funding is a corporation that buys structured settlements from clients and gives them lump sum payments in exchange for lottery prizes, annuities, and structured settlements.
The Houston-based business promises a guarantee that it will outbid all rival offers, or it will give you $1,000. Online and over the phone, it offers free quotes.
What is RSL Funding’s process?
Your structured settlement payments are purchased by RSL Funding for a single lump sum.
For instance, if you are receiving recurring payments from a structured settlement from a personal injury lawsuit, you can sell them to RSL and combine your compensation into a one sizable sum.
RSL also buys lottery winnings and annuities in exchange for lump sum payments.
Selling a structured settlement to RSL Funding follows a simple procedure.
To get a free quote, contact the business by phone or online.
You will require duplicates of the settlement agreement, the annuity contract, the court ruling, any modifications or assignments to the original settlement, and personal identity documents if you choose to proceed.
A judge’s approval and contract signing are both required steps in the procedure.
You get paid after the agreement is approved. Expect a total timeline of 45 to 90 days.
RSL Funding promises to give you the most money, or it will give you $1,000.
Describe RSL Funding.
A structured settlement buying business is RSL Funding. It disburses lump sums in return for annuities, lottery prizes, and structured settlements.
Customers can receive their payments more quickly with RSL Funding in order to establish a business, pay off debt, or buy a house.
4.OASIS LEGAL FINANCE
Oasis Legal Finance’s corporate offices are in Rosemont, Illinois, and the company was established in 2002.
They sell structured settlement and annuity payouts as well as pre-settlement funding.
Your case manager will guide you through each stage of the process when you deal with Oasis Legal Finance.
RELATED : SELL YOUR STRUCTURED SETTLEMENT PAYMENTS
5.SenecaOne
For those who receive annuity or prize money but require quick access to cash, SenecaOne provides solutions.
Depending on the sort of loan you qualify for, loans are offered up to $15,000.
The organization offers fixed rates of up to 9.9% APR with repayment lengths of up to one year.
SenecaOne does not require credit; instead, it approves loans based on documentation of your scheduled payments.
What is SenecaOne’s process?
Depending on the type of payments involved, SenecaOne enables clients who receive qualified payments through a structured settlement or
lottery windfall to borrow up to $15,000. Within the next ten years, the borrower must receive payments totaling at least $100,000 in face value.
You can apply by calling SenecaOne or completing an application.
There are no prerequisites for credit.
You have up to 12 months to repay the loan, and the interest rate increases to 9.9% APR.
It’s important to keep in mind that SenecaOne’s online application was not accessible at the time of publication,
and that the website’s certificate was faulty, which made it possible for information placed there to be insecure.
What is the price of SenecaOne?
Your price will vary depending on your loan length and interest rate.
SenecaOne offers fixed interest rates up to 9.9%, but you’ll need to get in touch with them to find out what rate and loan size you’re eligible for.
You can compute your total expenses over the course of your loan once you know your rate.
What is SenecaOne?
SenecaOne is a corporation that provides structured payment recipients in several states with loans and buying choices.
This implies that if you receive payments from a structured settlement or lottery annuity, for example, you may be able to collect cash rapidly.
SenecaOne can buy your annuity or prize payments; however, it does not compel you to sell your payouts in order to receive a loan.
6.JG Wentworth Structured Settlements
As an alternative to structured settlements or annuity payments, JG Wentworth provides lump-sum cash payouts.
The organization offers quick cash buyouts and flexible alternatives for each client, regardless of whether the funds come from settlements, annuities,
or prizes from casinos and lotteries.
The business provides cash advances, signing bonuses, and a best-price guarantee with every transaction.
What is JG Wentworth’s process?
People who receive installment payments from a structured settlement or annuity may apply for lump-sum payments from JG Wentworth.
JG Wentworth offers cash buyout solutions that enable consumers access to funds right away instead of the 30-year or longer payout terms of structured settlements or annuities.
A representative will get in touch with you within 24 hours whether you call or fill out a form on the business website.
If you’re interested in cashing in on a settlement, the JG Wentworth representative will assist you in setting up a lump-sum payment.
Your contract’s terms are drafted with their assistance and then approved by a judge.
Usually, two to three weeks after the contract is signed, you get your money.
RELATED : SELL YOUR STRUCTURED SETTLEMENT PAYMENTS
7.USClaims
One of the biggest American providers of non-recourse advances against possible personal injury settlements is USClaims, which was founded in 1996.
Fast money, affordable costs, no credit check, simple approval, no extra charges, a devoted representative, and no risk—the customer only pays back if they prevail in court.
Year after year, USClaims is consistently voted THE BEST in the nation.
We give our clients the financial assistance they require to meet their obligations while giving their attorney the time necessary to pursue a just settlement.
8.DRB Capital
One of the most reputable structured settlement firms is DRB Capital.
They provide excellent customer service, which has helped them build a strong reputation.
The business is committed to assisting consumers in quickly receiving their money.
Over the years, DRB Capital has worked with tens of thousands of clients.
They work closely with clients throughout the entire process to comprehend their financial circumstances.
DRB Capital will accept the sale of either annuities or structured settlements.
After a quick phone chat, the organization provides a free, no-obligation quote in a matter of minutes.
You may be sure that you’re getting the greatest deal for your settlement payments thanks to their best price guarantee.
A dedicated customer service representative will assist you with all of your paperwork and address any questions or problems you may have if you pick DRB Capital.
9.Rapid Capital Funding
Rapid Capital Funding, a structured settlement buyer based in Washington, D.C.,
provides rapid funding through a personalized debit card that may be used for purchases and ATM withdrawals everywhere Mastercard is accepted.
Rapid Capital Funding can assist in times of tight cash flow by speeding up payouts and renegotiating your settlements with a trained staff that works directly with your lawyers and the judge.
For additional details, get in touch with Rapid Capital Funding.
10.Fairfield Funding
With its main office in Atlanta, Georgia, Fairfield Funding provides a variety of factoring services for selling your upcoming structured settlement or annuity payments.
The company’s representatives have helped those who need money right now for more than 25 years in total.
RELATED : SELL YOUR STRUCTURED SETTLEMENT PAYMENTS
Services from Fairfield Funding
Fixed annuities for investment (not retirement) are purchased by Fairfield Funding.
When an annuity is transferred, the purchaser (in this case, Fairfield Funding) becomes the new owner and payee on the annuity permanently.
The procedure goes through your insurance provider and takes around four weeks. Fairfield levies fees based on the whole amount.
If you won theState and/or federal legislation may apply to the transfer of a structured settlement.
You can get help from Fairfield Funding navigating the legal system in your state.
Your lump payment will be paid to you once the transfer has been approved by the court. The fee charged by Fairfield Funding is a portion of the payout.
lottery but did not select a lump amount, the State Lottery Corporation will organize and pay you your installments over time.
To transfer your money to the business, Fairfield Funding writes a contract.
After that, a lawyer reviews the document.
In your state, Fairfield Funding will submit a petition to a judge requesting that the money transfer be authorized.
When your application is accepted, Fairfield pays you a flat sum less the fee the business charges.
11.Peachtree Financial Solutions
Peachtree Financial Solutions is here to assist people of all socioeconomic backgrounds in achieving their financial objectives.
We’ve assisted tens of thousands of customers with anything from moving into a larger home to purchasing a more dependable car to paying for college.
We can acquire all or a portion of your structured settlement payments because we are a top buyer of these payments, allowing you to improve your financial situation or move forward in your life.
[…] RELATED : Top 11 Best Companies That Buy Structured Settlements […]